A Handy Guide to Selecting Gold Rings

Gold rings are an elegant addition to any hand. They look beautiful and enhance the beauty and shape of the hand. That is why gold rings are some of the most popular purchases made by people.

You will find a large variety of gold rings in the market. The most commonly sought after rings are engagement rings and wedding rings. Engagement rings are generally gem studded. They may hold one large stone at the center or may have an elaborate setting that looks stunning. On the other hand, wedding rings were plain gold bands in the past. They looked quite sober and were firm testaments of the wearer’s loyalty and faithfulness. But nowadays, you can see a proliferation of delightful styles that have converted the boring band into a circle of delight. You have plain gold bands, in yellow and white, with attractive borders and designs. Then there are two tone gold rings, where white and yellow gold are interspersed to form eye-catching designs. Of course, the plain gold ring is still a huge crowd puller, with many people opting for white or yellow bands. One of the main reasons for selecting the classic wedding ring band is the fact that these complement any jewelry and clothing style. Some couples even get plain bands and engrave their names on them. If the woman is already wearing an engagement ring, she may prefer a gold wedding ring that complements the engagement ring. Fortunately, there are enough choices out there to suit any personality and style.

These days, you can see more and more men wearing gold rings. Men’s gold rings are a little different from the typical ring for women. For one thing, men’s rings are broader and more stolid in style as compared to the delicate and thin selections that dominate the women’s style. Men’s rings typically have very simple designs whereas women’s rings are ornate and stylistic. Women love attractive stones while men go for solid gold or for birth stones like diamonds, emerald, sapphire and topaz.

These days, many people like to shop for funky gold rings. Some of the popular rings include animal rings featuring cutely decorated elephants or dolphins. These rings are embellished with stones and may even come in a variety of colors like yellow, white and burnt orange. Another favorite with women of all ages and preferences is the gold rings set with stones. While some women prefer a single large stone at the center of a design, others go for a number of stones laid out decoratively to form a beautiful pattern. When combined with matching earrings and necklaces or pendants, these gold rings can really catch the eye and make others go green with envy.

Most gold finger rings are available in 18k or 14k gold. These are durable because they contain enough quantities of alloy to ensure that the rings can withstand pressure and rough conditions. 14k gold is best for gem studded varieties. Since gold rings in 14k gold are relatively cheap, it is possible for people to buy different varieties of rings which they can mix and match as they wish.

The Mercedes Tuning – What Are The Reasons To Tune Your Vehicle?

We are very well aware of the shooting fuel prices in the market. Hence, it is crucial to tune your Mercedes, so that it delivers great mpg. There are many reasons of the Mercedes tuning like better acceleration, enhanced torque, great economy, more power, healthier engine etc.

We have seen rapid growth in the technology in the field of automobiles. The super chip tuning technology is developed especially for the premium cars like Mercedes. The tuning is efficient for both the petrol and diesel version of car. It will ensure that your car gives best performance without any hassle.

Importance of tuning

Once the vehicle is tuned, it will reduce the emission and improve the performance by 15%. It is quite obvious that tuning will help your vehicle in multiple ways. However, you must tune the vehicle timely to avoid any inconvenience. The experts recommend visiting to the mechanic once in three months. The professionals will make sure that none of the part needs repairing.

As the fuel prices have increased, so does the dependency on vehicles. It is crucial to keep your car in good shape. If you maintain the car properly, then the car will run efficiently for long years without any hassle. Else, it would require regular repairing that will ultimately lead to lower mpg and reduce the performance.

What to consider while tuning the exhaust system?

The exhaust system of the Mercedes includes a front pipe, exhaust manifold, catalyst converter, silencer, exhaust tip and tail pipe. While tuning the system, muffler is the easiest to deal. The professionals will replace the stock muffler with high performance muffler.

As a result, you will get a free flow exhaust system. You must keep in mind that the inlet and outlet pipe of the muffler is of the same size as front and tail pipe. Check out the diameter of tail and front pipe. They must have same dimensions for better performance. Other terms of the exhaust system is a little complicated to understand. You must have knowledge of the engine’s power band, exhaust back pressure and usable RPM.

If excessive pressure is produced by the system, then it will have a negative impact on the performance of the engine. This will restrict the flow of exhaust gases. As a result, the engine will be inefficient to expel exhaust gases. Ultimately, it would lead to much reduced engine power.

Dos and the don’ts

Make sure that you never attach pea-shooter instead of the exhaust system to the engine. You must also not install a 10 inch wastewater pipe. In case the exhaust pipe is big enough, then it will lead to much reduced flow velocity of the gases. You have to keep in mind to get the exhaust back pressure perfect.

While tuning the exhaust system, the professionals aim to increase the power of the engine by the right exhaust tuning.

Henna Tattoo – An Ancient Practice to Adorn Women

Henna is a tropical flowering plant that comes from the Arabic word for Lawsonia Inermis pronounced as hina. It is a tall shrub or small tree that usually grows in Africa, Southern Asia and Northern Australia. The leaves of henna produce red-orange dye used in coloring the hair and tinting the parts of the body such as the hands and the feet.

Henna tattoo is an ancient Indian Body Art also known as Mehendi or Mehndi. It is an art that uses henna plant as an ink or color to intricate ethnic or contemporary design and exotic patterns traditionally applied on various parts of the body specifically the hands and feet of women in preparations for special ceremonies.

Since the late Bronze Age in the Eastern Mediterranean, Mehndi is practice to adorn young women’s bodies as part of holiday and social celebrations. Early context shows that according to Ugaritic Legend of Baal and Anath, henna is used for marriage and fertility celebrations. The women are seen marking themselves with henna to prepare in meeting their husbands. Between 1500 and 500 BCE, paintings and statuettes of young women have been discovered. Their hands, nails, palms, and soles have markings and ancient patterns. Jews, Hindus, Zoroastrians and Christians celebrated marriages with henna to adorn the bride and often the groom as well. Traditionally, henna tattoo or Mehndi is used as a symbol of love and joy. It is a pre-wedding ritual to bring good fortune and happiness to the couple. It is said that the women will used as much henna to put different patterns like flowers and the names of their husbands. According to beliefs and traditions, marking the women’s bodies with henna attracts prosperity, love, healing and protection.

Nowadays, although henna tattoo is popular and more often used for women, men seem to find it a nice alternative to permanent tattoo. It is a painless and temporary process of tattooing. Mehndi or henna tattoo only lasts within one to four weeks. It is not a lifetime commitment. The design you have chosen today might be out for the next. Henna tattoo can be removed and be changed if a person has it wants another cool and unique design.

What Indoor Rowing Taught Me About Food

When recently asked to discuss nutrition “worsts” for athletes, I zeroed in on one. But I think it applies to the holidays, too. Let’s take a look.

Taking an off-season with food is as energy-damaging as it gets.

My endurance coach, Jim Karanas, used to say, “Endurance athletes don’t mind expending energy, but they don’t want to waste it.”

Wasted energy is energy spent with no performance payoff. And the wasted energy of a food off-season is considerable:

  • It wastes physical energy for your body to deal with junky food.
  • It wastes time and energy to get things back on track for the next athletic season.
  • It wastes effort to correct bad habits, weight gain, mood swings, loss of motivation – and to re-create the right training state.

What stress on body and mind?

It reminds me of the terrible habits professional sports teams used to have when I was a kid. They’d actually stop all training during their off-season and then have to use the pre-season training period to get back in shape. Really. Think of the time, effort and money that took. Fortunately, pro athletes no longer do that.

But some non-pros may still do it with food.;

How Can Indoor Rowing Help with Food?

In the book The Stress of Life, Hans Selye defines stress as anything that takes the body out of homeostasis. If clean eating is your habit during your sport season – whatever that may be – then letting your nutrition slide is stress on your body.

And once you’ve established the new, junky pattern, shifting gears to get back to healthful habits again is additional stress on your body.

A few years ago, I learned a concept from the best rowing coach I know (and I’ve had several). Because he’s such a talented instructor and coach, he deserves a shout-out: Duncan Kennedy, who rowed with the U.S. national team from 1993 to 1994. He knows his stuff and loves to teach.

Duncan suggested that his indoor rowers use an outdoor rowing technique called Battle Paddle. In a crew boat, even during recovery moments, the rowers need to be in sync to prevent an 8-oar free-for-all.

So the strokes are just relaxed paddling, but the team stays in formation. Most importantly, the rowers are ready to drive into action as soon as they receive the signal. That vigilance underlies the relaxation at all times.

How about an athletic off-season that mirrors this concept with food – and becomes the nutrition equivalent of Battle Paddle?

Keep food intake – quantity and quality – under control, perhaps allowing an occasional dessert, say, once a week. From that point, driving into action for the next season will be a simple and disciplined matter.

How Can Battle Paddle Work for You?

Why can’t non-athletes use this concept during the holidays? Too often, my clients let food pandemonium take over – with all the stress that puts on the body, and all the effort they have to go through to undo the damage when January gets here.

Ideally, we’d all avoid troublesome foods all year. But choose your Battles, right?

If you can’t bring yourself to avoid holiday goodies this season – and if you really believe you can handle it (although that may not be true!) – stick to your healthful guidelines just 99% of the time.

Like rowers on the water, maintain the discipline of good form. Relax only enough to have the occasional – and that’s the operative word – treat.

Please keep in mind that this plan may backfire for anyone with an addictive reaction to specific foods, especially foods with sugar. I’m in that category, so my holidays will NOT be done in Battle Paddle mode. It’s better for me to stay away from trouble altogether. I encourage my clients to do the same, but the decision is theirs.

White Gold Rings For Men and Women

An increasing number of men and women have expressed a personal preference for this type of jewelry; with many men preferring it because it is not as glitzy as the traditional yellow gold rings. More men and women are now choosing white gold rings for either an engagement or wedding.

When white gold rings are made, another type metal such nickel or silver will be blended with the gold. For instance, an 18K ring would contain 75% gold and 25% of another metal. The reason why another alloy is mixed in is because white is not a natural gold color. Once the metal is added it will become white. The metal blend is normally given a coat of rhodium to bring out the white color. Another reason why metals are mixed in is that 24K or pure gold, needs to be blended with other metals so that it will harden.

White gold rings are moderately priced so many people will find them quite affordable. Yellow gold rings and platinum rings tend to be more costly. The appealing look of this striking jewelry makes them very popular with many ring experts describing them as sophisticated and modern looking. Today, many young couples are choosing white gold rings for their engagements and weddings. They are also very stylish and go well with many types of outfits, whether they are worn for a casual occasion or a formal occasion.

There are a number of benefits to wearing white gold rings. They display the diamond in a more attractive setting than the traditional yellow gold. The gold does not affect the cut and clarity of the diamond. The diamond looks stunning against the gold. They can also handle the wear and tear of everyday activities because they are more durable and scratch resistant. You will worry less about damage and the ring will require less maintenance. However, over a long period of continuously being worn on a daily basis, the white can start to change to a yellowish green. It can also become dull looking. If this happens, you should take it to a jeweler so that it can be re-coated.

Today, there are a wide variety of different types and styles of this stunning jewelry that contain beautiful gemstones such as diamonds. Whether it is for an engagement, wedding, any other special occasion, or to add as an accessory to a trendy outfit, a white gold ring will continue to be the original leader in ring choices.

Estafa Vs B.P.22 – What Is the Difference?

We’re pretty sure there’s a point in time that you became party to a transaction, either as payee or payer. Of course as payee, receiving cash is much preferred as you are sure that your payment was given to you in full sans any further action needed from your end. Now as payer, issuing a check is so much more convenient, especially for substantial transactions, as you would not have to worry about bringing cash and making sure that all your expenses are accounted and debited for, up to the last centavo.

It’s great if all transactions went smoothly without any hitch. However, with both parties making and receiving payment all in good faith. But what if you were conned by someone you had the mistake of trusting? Or what if you issued a check as a show of good faith to close out on a deal but at the time of issuance, the account has insufficient funds and you made a mental note to replenish the account as soon as you got paid. Alas, you then notice that your check bounced.

The above instances had surged over the years and has caused an unfortunate chain reaction which prompted the filing of either or both the following cases: Estafa and Violation of Batas Pambasa (BP) 22 or the Bouncing Checks Law.

Estafa Through Issuance of Unfunded Checks
The crime of Estafa is punished under the Revised Penal Code. One can be held guilty for Estafa by means of issuing a bouncing check with the use of false pretenses or fraudulent acts executed prior to or simultaneously with the commission of the fraud:
“By postdating a check, or issuing a check in payment of an obligation when the offender had no funds in the bank, or his funds deposited therein were not sufficient to cover the amount of the check. (Article 315(2)(d) of the Revised Penal Code as amended by R.A. 4885)”

How can a person be held guilty for Estafa?

Under the RPC, the following elements are necessary to hold a person guilty of Estafa:

  1. Postdating or issuance of a check in payment of an obligation contracted at the time the check was issued
  2. Insufficiency of funds to cover the check, and
  3. Damage to the payee thereof.

The most important element here is the damage caused. Absent any of the following elements, a person cannot be held liable for Estafa.

Case in point:

Andres owns and operates a trading good business and bought merchandise from Bonifacio and issued an unfunded check in consideration of the goods received.

In this scenario, Andres can be held liable for Estafa because he issued a check knowing it to be without sufficient funds to pay the items he bought from Bonifacio. The issuance of the bounced check here was with fraudulent intent.

Bouncing Checks Law (BP 22)
Unlike Estafa which has its basis under the RPC, BP 22 is enacted through a special law. A person can be charged for violation of BP 22 when he commits the following acts:

  1. Making or drawing and issuing any check to apply on account or for value, knowing at the time of issue that he does not have sufficient funds in or credit with the drawee bank for the payment of such check in full upon its presentment, which check is subsequently dishonored by the drawee bank for insufficiency of funds or credit or would have been dishonored for the same reason had not the drawer, without any valid reason, ordered the bank to stop payment;
  2. Having sufficient funds in or credit with the drawee bank when he makes or draws and issues a check, shall fail to keep sufficient funds or to maintain a credit to cover the full amount of the check if presented within a period of ninety (90) days from the date appearing thereon, for which reason it is dishonored by the drawee bank.

How can a person be held guilty for Violation of BP 22?

Violation of BP 22 can be filed against any person when the following are present:

  1. Making, drawing and issuance of any check to apply for account or for value;
  2. Knowledge of the maker, drawer, or issuer that at the time of issue he does not have sufficient funds in or credit with the drawee bank for the payment of such check in full upon its presentment; and
  3. Subsequent dishonor of the check by the drawee bank for insufficiency of funds or credit or dishonor for the same reason had not the drawer, without any valid cause, ordered the bank to stop payment.

Same with Estafa, the presence of all these requirements is important. Otherwise, the charge of BP 22 will not attach. Note that knowledge of insufficiency of funds is presumed when it is proved that the issuer received a notice of dishonor and that within 5 days from receipt thereof, he failed to pay the amount of the check or make arrangement for its payment. Additionally, in BP 22, good faith is immaterial. Meaning, the mere issuance of an unfunded check already consummates the crime.

Using the same example above, Andres can also be charged for Violation of BP 22, other than Estafa, because BP 22 cases also cover issuances of bouncing checks for value received.

Where does the disparity lie?

It is Estafa when, among others, you issue an unfunded check with fraudulent intent in consideration of something of value you received. Here intent is material and good faith may be used as a defense.

It is a case for Violation of BP 22 when you issue an unfunded check whether or not it is for an obligation you contracted prior to the issuance of the check or not. Simply put, you are liable for BP 22 whether you issue a check for a present or a past obligation.

Fast Food Restaurants and Churches – What They Have in Common

The rise of fast food restaurants in the world is a current phenomenon. McDonald’s was the first major chain, and it stood unchallenged for many years providing inexpensive fast food and an entertainment experience. The market exploded suddenly, with a numerous variety of franchises spreading to the reaches of North America and eventually to the world. Although the fast food restaurant is a product of modern culture, it has remarkable similarities to church. This may sound like an outrageous statement, but consider the likeness of their history, beginning with the official Catholic Church which “stood unchallenged for many years”; then numerous other denominations were created. Today, churches and fast food restaurants have an easily recognizable physical structure and a set of consistent routines and procedures. They also both teach desirable values through their interaction with society.

Churches are easily recognized by their outward appearance: some are very ornate stone with spires, bells and stain glassed windows, while others have a simpler or conservative construction. Each denomination has a distinct appearance that is duplicated in the towns and cities of North America; likewise, restaurants are easily recognizable. Even a child can spot the ‘Golden Arches’ of a McDonald’s from a distance. Just as there are numerous flavors of churches, there are also many different fast food franchises, that offer a customized menu and atmosphere. Each restaurant has an individual style, but they are all colorful, stylish buildings with bright, large windows.

The inside of franchised restaurants are decorated in the same style, just like in churches of the same denomination. There are standard decorating and furniture by franchise or denomination. For example, churches have seating in a main hall or sanctuary where sermons are received. In a Catholic Church there will be wooden pews in rows, whereas in a Brethren Church there will be modern cushioned chairs, placed in an arrangement of sections and rows. Likewise, all fast food franchises have fixed seating of tables, chairs, and bench seating, but each has its own manner and style of arranging the seating. Inside or out, fast food restaurants and churches are easily recognized by their physical appearance.

Both institutions have predictable routines and procedures that are followed by the people who go there. When going to a church service, you are greeted by an usher; likewise, when going to a fast food restaurant you are greeted by a server. Both can be visited alone, with family or with friend, and offer a social aspect as well. During both social experiences, you will consume food and drink. During the church service you will take communion, bread and wine, and during your restaurant experience you will eat a meal of your choice. One feeds the body, while the other feeds the soul.

Routines will vary by denomination or franchise, but will be consistent in each. For example, all church services involve singing, preaching, offering, and praying, but the order and style will vary by denomination. A Baptist Church service generally begins with a couple hymns and an opening prayer. Then announcements, special music, and scripture reading before the sermon. Sermon. Closing prayer and/or hymn. It’s a predictable experience. Attending a Catholic Mass will be different from a Baptist service, but it will be equally predictable each week.

Likewise, going to McDonald’s involves getting in line at the counter, ordering your food, taking your tray to your table while picking up napkins, ketchup, straws, etc., on the way, eating, and cleaning up your own mess. Then kids can play, while the adults relax. No matter what McDonald’s you visit the experience will be the same. Going to Burger King provides relatively the same experience, but the food, atmosphere, and play items will vary. You could be dropped into a church or fast food restaurant blindfolded, and it’s absolutely certain that you’ll know what’s expected of you when the blindfold is removed!

Finally, both churches and fast food restaurants teach values through their respective institutions. Churches teach biblical values for how people should live their lives. “For the fruit of the spirit is love, joy, peace, patience, kindness, gentleness,,,… and self control” is an often quoted verse that names virtuous qualities for people to develop in themselves. There are also many parables that teach about making right decisions. Beyond believing in God, Jesus and the sacrifice of the cross, people are encouraged to strive for good qualities so that they can be good people.

Fast food restaurants teach values, although it is done more implicitly. They encourage cleanliness and responsibility by expecting people to clean up after themselves. The words “Thank You” on the garbage receptacles are an encouragement to dispose of your waste instead of leaving it on the table. Kindness is also exemplified through their advertising slogans. Dairy Queen has trademarked the slogan, “We treat you right.” McDonald’s uses the slogans, “We like to see you smile” and “The smiles are free.” These are feel good, positive statements that encourage the consumer to respond in kind.

Both institutions are involved in charity, collecting money for worthy causes that will help people. Churches collect money through collections to offer programs to the people in their community, while fast food restaurants provide change receptacles at the cash where you can donate to various charities. These are ways that both institutions teach values to the people who frequent them.

Although there are many striking similarities between churches and fast food restaurants, there are also differences. While church is offered at fixed times during the week, fast food restaurants have lengthy and flexible hours. It’s very convenient to eat dinner quickly, inexpensively, and without the work of preparing it. Church services are offered at fixed times and it’s unlikely you will get out of there quickly. As well, going to church is meant to meet a spiritual need, while going to a fast food restaurant is meant to meet a physical need. At the restaurant you are feeding your body, but at church you are feeding your soul. Attending church helps people maintain a balanced life, while going to fast food restaurants merely provides an unhealthy meal, which contributes to an unbalanced diet.

One experience is free, but the other has a cost. You can willingly give a donation or politely decline during offering, but at any fast food chain you will not be given food unless you pay. Fast food restaurants are money making ventures, in contrast to the non-profit nature of churches. The restaurant owner offers this food and service to make a living; whereas, the minister or priest is collecting money to use for the physical or spiritual service of others. It may be argued that the church overseer also receives a salary, but idealistically the salary is given for self-less service and not personal gain.

I have presented this comparison to a variety of different people over the last few years. Curiously, the initial reaction of most people was to adamantly argue against the idea that these institutions were similar. The main reason for their persistent protesting was that they thought it was heresy to make this comparison – between the modern, pagan fast food establishments and rituals and the long-standing Christian churches whose establishment and rituals’ purpose is to reunite the human race with God. For many people, the comparison becomes intensely personal and they feel that it’s wrong.

Overall, there is a sense of strangeness in the similarities that exist between fast food restaurants and churches. The remarkable likeness between the two should not be surprising as they were an invention of people who have been raised in a church-going society. Whether they are active, religious church goers or not, they cannot help but be implicitly affected by this pervasive institution. People are comfortable with predictability; thus each familiar experience, whether in church or a fast food restaurant, is like an old familiar shoe.

Fast Money Recap – Earn Through Online Jobs

Now is the time for a fast money recap. Do you think that you can really make fast money through online jobs like marketing, selling, advertisements, surveys and other labors? You may be right but you really have to know the right skills and how to apply them to ensure that you get that money without leaving the comfort of your home.

The possibilities of earning money through online ventures are quite vast. The whole area is quite new and nascent. Everyone is still trying to figure out and explore the endless capabilities. The deeper you get into it more doors open up. So won’t it be nice if a small recap of the fast money is available as a user guide for a new starter? This article may be the answer.

Fundamentals of fast money recap

The first fundamental in fast money recap is to know your skill well. You need to know what you are good at, is it really fast typing, sales, analytic, what is your unique forte. Determining this will allow you to play to your strengths and discard the opportunities that may not truly add value to your business proposition. Understand that the possibilities are endless. Hence there is no rush, take your time and then get into what you are best suited for.

Another thing to remember is to pick and choose your medium to be available online. Do you want to have your own website, blog or you would simply like to leverage the social networking site. Having your own website works the best since you will also be able to leverage the benefits of affiliate marketing. The cost of hosting a website and developing one is not very high while the benefits are worth a lot. If you are serious about making money online then you must invest in a website, which is the second point in fast money recap.

Basic business sense is necessary

The smaller fundamentals may be quite a lot, but it is sufficient to say here that it pays to remember the basics of business sense. Ultimately whatever we are doing is to make money. Hence the traditional methods of using prudence and good financial management and business sense are not going to harm anybody. Keep this in mind and you would not need to refer to any other fast money recap anywhere. Build your business on solid ground and get ready for excellent returns.

Things To Keep In Mind When Choosing Laser Resurfacing Treatment

Gone are the days when you had to undergo invasive cosmetic surgery to take years off your skin. Today, laser resurfacing treatment helps to do away with wrinkles, fine lines, blemishes and the appearance of pores in a faster and more efficient way. Here are a few things to keep in mind, when opting for laser resurfacing procedure.

The Time When You Have Laser Treatment Conducted

Laser treated skin is more sensitive to sun exposure for at least one year after you perform the procedure. Many surgeons recommend going in for acne scar treatment and other kinds of skin treatment during the winter months. This is because, daytime hours are shorter and you spend most of your time indoors.

Laser Treatment May Or May Not Hurt

Most patients and doctors tell you that the pain can resemble a rubber band snapping against your skin. But all in all, it depends upon the area and depth of treatment, the laser and an individual’s endurance level. Some types of skin treatment require an anesthetic injection or intravenous sedation.

Choose Your Laser Treatment Professionals Wisely

It goes without saying that skin tightening, microdermabrasion or laser hair removal is the most effective and result oriented when performed by a qualified professional. An amateur won’t be able to offer accurate and desirable results. Opt for a professional based on their qualification, experience and training.

Your Skin Reacts To Certain Medications after Laser Treatment

Make sure your practitioner is well aware about your medical history and the kind of supplements and medication you are currently taking. A surgeon, who is unaware about your situation, can unknowingly prescribe medications which can cause skin reactions. It is best to keep all your cards on the table to avoid complications and speed up recovery.

Consider Going In For Multiple Treatments

Sometimes you may need more than one treatment to feel satisfied with the results. In these situations you need to be patient, take your prescribed medications and ensure you follow the doctor’s advice to the T. Once the treatment is complete, you are sure to be rewarded as the results you obtain are long lasting.

If you are thinking about going in for a laser treatment, make sure you consult a knowledgeable and well experienced professional who knows the nuances that go into these kinds of procedures. Rest assured, you get the skin you want and look younger even though age tells you otherwise.

Is the Cost of Bail Higher for Felony Charges?

Discovering that your loved one has been arrested is not an enjoyable experience. No one wants to get this phone call; especially because your first thought is likely about the expense it will cost you. Finding out that your loved one was arrested on serious felony charges is even more disturbing, and can cause your mind to go into a whirlwind of questions and concerns. As history shows, many people want to know if a felony charge will increase the cost of a bail bond. The answer to this question, however, is not cut and dry. Continue reading to learn how the cost of bail is calculated, and whether or not the severity of the crime affects the total price of bail.

Cost of Bail

Bonds are set by judges who consider various factors before deciding on an amount. These factors include, but are not limited to, the defendant’s criminal history, the severity of their crime, and whether or not they are a flight risk. So in short, “yes”; the cost of bail is absolutely affected by the severity of criminal charges. This is for many reasons.

Bail Schedules

Most states have bail schedules with predetermined bond amounts for certain categories of crimes. For instance, shoplifting might come with an automatic bail schedule of $1000, while domestic violence might have a $10,000 bond or more. The more serious the crime, the higher the bond amount set by the judge. If a charge is a violent one, such as assault, battery, domestic disturbances, and child abuse, you can guarantee that the bond will be set high. Furthermore, all preset bond amounts, however, can be increased upon the judge’s discretion depending on the previously discussed factors. But not to worry, our U.S. Constitution protects us from excessive bond amounts. So they will be fair.

Bail Bondsmen

Unless you want to pay the jail or courts the full bond amount in cash or property, you will need to hire a bail bondsman. They charge a nonrefundable fee that is a set percentage of the total bond amount. For felony charges, bond amounts will be higher, which means the cost of a bail bond will be too. The premium a bail bondsman is allowed to charge is controlled and regulated by the State’s Insurance Department. Currently, this rates are set between 10 and 15 percent. This means that the total allowable premium that bail bond companies are allowed to charge can be anywhere between these percentages. They get to choose how much they charge within this range. If a person is facing a felony charge and they have a history for fleeing, a bail bondsman will charge on the higher end, closer to the 15% marker. For first time or minor offenses, most stick with the 10% charge.